In conclusion, Atlantic Union had another quarter that is solid a good 2019.

We continue steadily to make constant progress against our strategic priorities and delivered good monetary performance despite headwinds through the unfavorable interest rate environment. We stay highly confident just what the near future holds we have to deliver long-term sustainable financial performance for our customers, communities, teammates and shareholders for us, and the potential.

I am able to think about no better method in order to complete my remarks within the brand brand brand New 12 months, than by reiterating Atlantic Union Bankshares is a franchise that is uniquely valuable. It is thick and compact in great areas having story unlike virtually any inside our area. We now have put together the scale that is right the proper areas plus the right group to supply high end in a franchise that will no further be replicated in Virginia. We now have development possibilities within our vermont and Maryland operations with what we believe will soon be a multi-year interruption, with certainly one of our biggest rivals.

We’ll now turn the decision up to Rob to pay for the monetary outcomes for the quarter as well as 2019. Rob?

Robert Michael GormanExecutive Vice President and Chief Financial Officer

Many thanks, John and good early morning, everybody. Today thanks for joining us. I’d now want to simply simply simply take a few momemts to offer you some information on Atlantic Union’s monetary outcomes for the quarter that is fourth for 2019.

Take note that when it comes to many component, my commentary will consider Atlantic Union’s 4th quarter and full-year economic outcomes on a non-GAAP working foundation, which exclude $709,000 in after-tax merger-related expenses, and $713,000 in after-tax rebranding associated expenses when you look at the fourth quarter. Continue reading